Sytsema Funeral Home, Author at Blog | Sytsema Funeral & Cremation Services

Plan It…All the Way Out

The ritual harkening the long-awaited approach of spring is upon us – March Madness.

People of all ages, incomes, and professions will be completing their brackets and winding down to the biggest decisions of all … the final four! Players and coaches have been working hard for months leading up to this finale.

The work and preparation leading up to the end of the college basketball season is not unlike what we all do in our professional lives. Most people work for years in anticipation of the day when they will retire and have the luxury of calling their time their own. The final five working years before retirement are typically the time to get your ducks in a row.

Most people approaching retirement begin to think about maxing their savings in those final years of earning. Many take care of deferred maintenance to the home and some even work on their estate plan. Fewer think about the final duck … their funeral. Planning and funding your funeral during those years is a great time to get it done. Especially if being frugal about this expense is of importance.

Some of the benefits to planning and funding a funeral in advance include:

A payment plan set up while you are still working and earning means the funeral will be completely paid for (at today’s cost) before you retire. That means you won’t need to withdraw from investments to cover this cost in your retirement years.

Most people are in good health as they wind down their working years. That means the total cost of the funeral can be covered should something unexpected happen before the payments are complete.

Funerals, like most things, tend to inflate in cost over time … it’s not going to get cheaper. You can lock down your cost and be done before you retire.

It’s easy to find out everything you need to know about planning and funding a funeral. Just call the funeral home and ask to speak to the individual who takes care of advance funeral planning.

Plan early, live long… and have fun during your March Madness and beyond!

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What is the difference between a Funeral Director, Mortician, Undertaker, and Embalmer? What do they do? What skills are needed to become a Funeral Director. Who is the Funeral Director?

The terms funeral director, undertaker, and mortician are used interchangeably to describe a professional engaged in the business of funeral rites. Regional tradition dictates which title you hear used most often where you live.

Tasks involved in the performance of funeral rites may include embalming, burial or cremation of the dead, as well as the arrangements for funeral ceremony. Embalming is a separate skill which may require a separate license depending on individual state regulations. Embalming is the art and science of preserving human remains by treating them in order to slow down decomposition. Embalming is usually done to make the deceased suitable for public or private viewing as part of the funeral ceremony.

Licensing requirements for funeral directors, morticians, or undertakers vary from state to state. Most states have educational requirements which include a period of apprenticeship. In some states funeral directors are required to hold both a license for embalming and funeral directing. In other parts of the country the two roles are licensed and performed separately.

Skills that are identified as desirable in a funeral director include a knowledge of science and mathematics. However, the skills that make the top of the list may surprise the reader. They are complex problem solving, followed by having a service orientation, social perceptiveness, good speaking and writing skills and excellent active listening skills. If you take a moment to consider what a funeral director must do to put together a funeral service that meets the expectations of a variety of family members, those skills fall into place. It’s easy to see why the “soft skills” appear at the top of the list for attributes of a successful funeral director.

So, who is the funeral director? According to data USA 69.1% of funeral directors are male. Of morticians, undertakers, & funeral directors, 77.6% are white (non-Hispanic), making that the most common race or ethnicity in the occupation. Representing 10.3% of morticians, undertakers & funeral directors, black (non-Hispanic) is the second most common race or ethnicity in this occupation. However, the face of the funeral director is changing. According to the National Funeral Directors Association, women are the fastest growing group in funeral service. Today, women comprise approximately 57% of mortuary school students. This once male-dominated industry is changing.

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Celebrity Funerals and Ceremonies

On February 24^th, twenty thousand mourners filled downtown Los Angeles’ Staples Center — “the house that Kobe built” — to celebrate the lives of the 41-year-old Lakers star and his 13-year-old daughter, who were killed alongside seven others in the crash in Calabasas. With tears streaming down his face, Michael Jorden spoke about his “big brother” mentoring relationship with Kobe. Beyoncè sang KO, one of Kobe’s favorites, and his wife Vanessa bravely spoke about her daughter, her husband, and her loss.

Kobe’s life is not the first to be celebrated in a large public way. Princess Diana, Michael Jackson, and John McCain all had funeral services that were shared with large groups of their fans or followers. These very large and very public funerals acknowledge the family’s loss is our loss too. They help the community heal.

We may not have ever had a face to face conversation or sat down to break bread with any of these people, but we loved them. Kobe was a master of his game and it was pure joy to watch him play. He went well beyond just playing basketball and shared his love of the game and impact it had on his life with a whole new generation in his books and his movie. He was larger than life.

His wife and family’s kindness in sharing their celebration of his life, and that of his daughter, with his fans is beautiful. It will help all of us heal. We can only hope knowing this, we were there witnessing tributes to a man who was admired, respected, and loved by so many. Hopefully the healing began then.

www.sytsemafh.com

Cremation Near Me

When looking for a cremation service close to home, your first call should be to your local funeral home. The people there, who are a part of your community, know all about cremation. The funeral home will either provide cremation at their facility or will have extensive experience with local crematories. Either way, you can rest assured the cremation of your loved one will be carried out with the proper care and respect.

Funeral homes provide a full menu of services. You choose. Use only what suits your family. Cremation providers, on the other hand, tend to offer cremation of the body only. Often no care is offered for the mourners. There is no help or guidance should the family like to have an opportunity to host friends who share the loss or to celebrate the life that was lived. Your local funeral home can help you put together a very small service or a very large service depending on the needs of your family.

Disposition of the body is only one aspect of what needs to be done when someone dies. Cremation is not the end. Cremated remains will either need to be buried, scattered or retained for generations by a family member. Very often cremation only providers will return the cremated remains of your family member by mail in a bag or box. The funeral home on the other hand will provide help and guidance regarding legal scattering, products that support family retention of cremains, or burial and retention in a columbarium niche.

When your brain is fuzzy because you have lost someone dear to you, clarity is important. The last thing a family needs are hidden costs and surprises. The widely advertised prices for bare bones cremation frequently do not include everything you need and certainly do not include what you may want. When those items are added to the cost many people have found they are spending more than what they would have had they engaged the services of the local funeral home.

www.sytsemafh.com

The Best Insurance Purchase You Will Ever Make

We all have our love/hate relationship with insurance. Typically, we pay and pay and then we pray we don’t ever need to file a claim. No one wants to have their house burn down or blow away. But, it is also hard to write that check every month. Most folks do so because they are afraid not to.

However, there is one kind of insurance you will absolutely use. You’ll get more than you paid in, and you don’t have to pay endlessly.

Funeral insurance, not to be confused with final expense insurance, is the rare insurance product designed to cover a cost that you absolutely will incur. We all die in the end. So, how does it work?

Funeral insurance is sold through your funeral home. The amount of the insurance matches the cost of your funeral in today’s dollars. It can be paid in one payment and you are done. Or, you can pay over three to 20 years and be covered for the whole cost of your funeral while you pay.

It’s easy to find out more. Just call the funeral home and ask to speak to someone in the advance planning department. You will want to set aside one to two hours for your meeting with the advance planner. You will have questions. Remember to ask how funeral insurance is different from final expense insurance.