Five “to dos” when you hit 70

Life from age 70 to 75 is interesting. It might not be a mid-life crisis but nearly everyone finds it is a period of real-life adjustments. In moving from being a 69-year-old to 70-year-old it’s easy to say, so what? Going in, 70 might feel like the new 50. Especially if a person is healthy and active. But by 75 it usually dawns on people that 80 is not going to be the new 60! It’s time to get real and embrace and prepare for life moving forward.

There are both some big questions to ponder and some little things to do to make life going forward easier. In the big category, a couple might consider where they are living.  A simple thing like not having a first-floor bedroom or bath can mean a stay in a rehabilitation facility if a hip or knee needs to be replaced. By the time one hits the 75 mark they know more than a few folks who are walking around with replacement parts.

Then there is the question of whether your home is even in the “right” location? Some people choose to leave friends and their current life in favor of moving closer to their children or family. There is no one “right” choice—however, considering the what ifs can help a person be sure they are settled in their own personal happy place.

Much easier, but not less important, is making sure that you have designated someone to make medical decisions on your behalf if you are no longer able to do so yourself.  Most folks will choose their spouse. However, it is a good idea to be sure the individual one chooses understands your desires and has the emotional strength to carry out your wishes. In some cases, it may be kinder to designate an adult child to make decisions.  Regardless of who you choose, making sure all family members know what you want to have happen and who you have designated to carry out your wishes, can save a lot of family heartache in the future.

Even easier, but still important, is taking a few steps in order to eliminate those little stressors that can ruin an entire day. Making a simple adjustment to your utilities, cable, or telephone can be a real challenge if you are not the person “of record” on the account. If the designated person has died it can get even more complicated.

Check to be sure both spouses have the authority to make changes to the account or service. Be sure the secret passwords and answers to security questions are known to both parties. Watch your “ands” and “ors”. “And” can mean you both have to be involved where “or” means either party can take action. “And” can mean you’ll need a death certificate where “or” can mean full speed ahead.

Finally, it really is time to consider the end. When your children, grandchildren, and friends come together to remember you, what will that gathering look and feel like?  Who will be in charge? Who will be responsible for making and paying for the arrangements? This one is the easiest of them all—you simply call your funeral home and ask for a prearrangement appointment. It will take just a few hours to get all your questions answered and have a plan on file at the funeral home. Then you just go right along heading to 80, eating right, exercising, and seeing the world, because maybe 80 is the new 60?

 

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Why do we have eggs and chocolate rabbits at Easter?

How did rabbits and colored eggs come to be associated with Easter, the most significant holy day of the year for Christians? To get the answer to that question one needs to go back in time. Imagine yourself on earth before digital, before refractory lenses, before watches. Go way back to when people watched nature to gain some understanding of what was to come.

Envision what it must have been like to watch the days become shorter and darker and not have any idea of what was happening or how long it would last. It’s easy to see how it would be possible to fear the sun was burning out! Then think about how elated people would be when they figured it out. When they observed, and began to record, repeating patterns… the Equinox and the Solstice.

The Winter Solstice is the shortest day of the year and occurs in December. The summer solstice is the longest day of the year and occurs in June. The equinox also occurs twice a year. It occurs when the number of hours of daylight are equal to the number of hours of darkness. As you would expect, the Equinox is a predictor of what’s to come. In the Spring (hooray!) the cold will be coming to an end. Time to plant, fish, and hunt. In the Fall, the Autumn Equinox indicates the time to stock up. Salt the fish, and dry the meat, the cold days are coming.

In Roman times, before Christ, the Pagans (from the Latin, paganus meaning country dweller, villager, or hick) celebrated these natural repeating patterns in a big way. In the Spring the Equinox would be celebrated as a renewal of life. To the Pagans the egg was a symbol of the renewal of life. Eggs were presented to friends as gifts in celebration of Spring. Rabbits, baby chicks, and new fresh green grass were all signs of Spring and new beginnings.

That is what Easter, rabbits, and colored eggs have in common. The Spring Equinox! In 325 AD, at the Council of Nicaea, which was the first major church council, it was decided the celebration of Easter, the resurrection of Jesus from the dead, would be celebrated on the first Sunday following the first full moon after the Spring Equinox.

Since that time, the celebration of the resurrection of Christ has been in the Spring very near the Spring Equinox. As a part of celebrating the resurrection, we go to church, we color and gift eggs, we line baskets with grass, and we devour our chocolate rabbits.

 

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Losing a Spouse Three to Six months after loss

By now most of the big stuff is probably done. The thank you notes have been written and mailed. The marker or head stone has been placed or you’ve found a place for the urn. You’ve probably filed for the life insurance, and perhaps you’ve even begun to clean out his closet.

You may be wondering, what have I missed?

  • Have you changed the titles to the car?
  • Put the deed to the home in your name?
  • Have you changed the utilities and cable service into your name?
  • Is your medical power of attorney up to date?
  • Have you updated your estate plan or will?
  • Have you spoken to an accountant or tax expert about any tax consequences associated with gifts you have made or increased allocations from IRA or investments?

How about you? What are you doing to take care of you?

  • Are you up-to-date with your health and dental care?
  • Are you eating well?
  • Are you learning to cook or have you gotten someone to mow the lawn?
  • Have you had lunch or dinner with a friend?
  • Have you done something fun? A movie? Golf? A ballgame?

Scientists tell us there is a hand/mind connection. Doing things with our hands actually increases our sense of well-being. Even simple chores such as washing the dishes, preparing your meal, or even making your bed help to provide purpose and a natural routine. Why not step outside of your box and try something creative that you used to enjoy doing or have thought about trying? Don’t discount the value of a craft, woodworking or art project.

Finally, see people. Human contact is vital to your new normal. If your friends and family aren’t calling you, then call them. Look for a movie you would like to see, a museum you would like to visit, or a restaurant you would like to try and ask someone to join you.

 

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How should I prepare for my funeral preplanning meeting?

First, relax. Talking about your funeral plans might make you a little uncomfortable at first but making a plan doesn’t mean you will be using it anytime soon. Your funeral director or advance planner will remotely guide you through the process. Most people get very comfortable in just a few minutes.

Do allow enough time. Typically, you will need an hour or two to get the most from your preplanning appointment.

Make a list of your questions. You may be undecided about some things. That’s fine.  This discussion is a good place to get the information you will need. Just ask. Should I have a gathering? Is it important for my family to see my body? If I am cremated, what are my options for a service? What are the benefits of paying in advance? If I pay in advance can I make payments? Any question you have is a good question.

Probably the most important thing you can do to prepare for your meeting is simply to think about your family and your friends. Who are your people? Brothers, sisters, children, grandchildren, the friends you have known forever and the friends you see every day. Picture them. Think about them. What will they remember about you?  What kind of a service will bring them comfort? Will they want to share stories? Will music be important? Will a spiritual component be a valuable part of your service?

Become aware that not everyone in your circle may find comfort in the same way. Tell your planner about the needs of your family and friends. Let the funeral professional help you find the right fit for your people. The funeral is for the survivors, so think about them.

You may find it to be a more pleasant experience than you expected. What you are about to do is a final gift for those you love.

 

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Thinking about skipping the funeral?

Are you considering going to a funeral? Will you be a guest or, are you the survivor in charge and deciding if there will even be a funeral? Either way, before you just skip the funeral perhaps you should consider how elephants behave when one of their species dies. Perhaps we have something to learn from Dumbo.

First of all, elephants are very busy mammals. Just like us, they have to work hard to keep life together. An elephant needs to spend nearly 20 hours per day looking for and eating food. However, they do take time to honor their dead. It is rare to see an elephant in the wild stand still. However, when they happen upon the remains of an elephant, they seem to understand they need to stop and take a minute to pay homage.

Elephants have a natural curiosity about death. They seem to understand that somehow death is connected to their own existence. They use their trunks to fondle the bones of the deceased. They are still and strangely quiet. They raise one foot and paw the air, they are gentle, and they shed tears.

Elephants, like humans, have very strong social bonds. They help one another. A funeral is an opportunity for people to gather and be still. It is our opportunity to pay homage to our human existence. It’s a safe place to shed a tear, give a hug, or tell a story. A funeral, in any one of many forms, is an opportunity to reach out to our fellow man and give or receive help and comfort.

There is still a lot of debate regarding whether or not elephants feel emotion. Some think yes and others are equally convinced emotion is exclusive to humans. So maybe we humans should embrace our emotion and just feel it? Having a funeral doesn’t make you sad. You are sad because someone has died. That sad emotion won’t go away just because you skip the funeral. The funeral is actually the first step in the long journey to feeling better.

 

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